Business loan offers approved in minutes with the help of Visma Sign
Qred uses Visma Sign to ensure a fast and smooth customer experience during the loan offer process. With e-signing, a business loan offer can be approved instantly and the funds transferred to the customer’s account without delay.
The company has already financed thousands of small businesses.
Qred is a Nordic finance group operating in Finland and Sweden. It offers an alternative to traditional bank loans by providing funding especially for small companies.
Agreements finalised in moments thanks to e-signing
Qred’s customer base is extremely diverse. Their customers represent many professions and age groups and are located across Finland and Sveden. On the surface, they share little in common — apart from being Qred business loan customers.
But we do know one thing they all share: urgency,
says a Qred representative.
It’s easy to imagine a typical morning for a small business owner:
A good start to the day, a smooth drive to work, a productive few hours — until the phone rings.
Both good and bad news require quick action
Bad news rarely comes with a warning. When something unexpected happens, action must be taken immediately. A traditional bank may not be an option due to slow processes and uncertain outcomes, so entrepreneurs often turn to alternative business loan providers.
But the call can just as easily bring good news — like a new project. New work doesn’t wait long. If the investment needed to get started isn’t available quickly, the opportunity will pass to someone else.
There is clear demand for a lender that is fast, flexible and reliable.
Speed alone isn’t enough — Qred also differentiates itself through skilled financial advisors who help customers choose the right loan.
Approving the offer takes almost no time. Customer only has to open our invitation to e-sign.
“After discussing the loan with the entrepreneur and analysing the company’s financial indicators, we prepare the offer. The customer receives it via email within 30 minutes. The offer is valid for a week, but approval takes no time at all.”
“The recipient simply opens the signing invitation in the email. The system directs them to Visma Sign, where they click once to sign — and that’s it.We receive the confirmation immediately and can transfer the loan amount to their account. For a company like us, this is the only viable way to operate.”
Qred notes that competitiveness would be impossible to maintain if both parties had to wait for manual confirmations at each step.
The ability to sign loan offers electronically is a natural extension of our online platform and digital application process.
Security, strong authentication and traceability are also very important to our customers.
When effective and modern processes exist, everyone benefits from using them.
Visma Solutions simplifies business complexity and helps companies grow with smart cloud services. Being part of Visma Group, our mission is to help companies stay competitive.
