A secure B2B agreement service that speeds up and automates contract processes
Summary:
The B2B agreement service developed by Visma Sign, Asiakastieto and Eduix helps companies speed up and secure their credit agreement processes.
Tasks that once took more than a week can now be completed in minutes with automated checks, verified signers and fast e-signing.
Key benefits:
- Full lifecycle management – Visma Sign stores agreements in a secure digital archive with complete traceability.
- Faster decisions – automated credit checks and signer verification reduce processing time from days to minutes.
- Secure e-signing – agreements are completed with strong authentication to confirm identity and signing rights.
- Consistent workflows – every location follows the same reliable and transparent process.
- Lower credit risk – real-time information helps detect issues early and prevent losses.
- Paperless handling – smart online forms fill in company details automatically, reducing manual work and errors.
- Full lifecycle management – Visma Sign stores agreements in a secure digital archive.
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Scandic Hotels has transformed its credit agreement process for new business customers. What previously took up to one and a half weeks can now be completed in as little as ten minutes.
This improvement was made possible through a B2B agreement service developed by Visma Sign, Asiakastieto, and Eduix. The service brings all the steps of a business-to-business credit agreement into one secure digital workflow.
Faster agreements with automatic checks
Before, Scandic’s team reviewed creditworthiness manually and often discovered late in the process that the signer lacked signing rights. This caused delays and additional work.
The new service:
- requests e-signatures from the correct people
- checks the company’s credit rating automatically
- identifies who is authorised to sign
Creating a contract used to take several weeks. With this new service, we’ve reduced it to ten minutes. Everything we need is included in the same process.
Liisa Karvonen, Scandic Hotels
More transparency and fewer credit risks
The agreement’s status can be followed throughout the process, which is especially valuable for organisations with many locations. All sites follow the same secure steps, improving consistency and reducing human error.
Fraud and credit losses can also be detected earlier thanks to real-time information. If automatic decision-making is not possible, the application moves to manual handling and the customer is notified immediately.
A fully digital and paperless workflow
The B2B agreement service replaces paper forms and manual data entry with:
- secure e-signing with strong authentication
- an intelligent online form that fills in company details based on name or business ID
- automatic credit decision-making according to the company’s internal policy
The service is clear, customer-friendly and above all fast. It has improved our customer service significantly, Karvonen adds.
Partners also see wide potential:
Many companies want to streamline and standardise repeated decision-making situations. Scandic shared their challenge openly, and together we built a solution that benefits many businesses
,says Jaakko Nors, Asiakastieto
Visma Sign secures the entire contract lifecycle
Visma Sign ensures that all agreements are finalised and signed using strong authentication, confirming both identity and signing rights.
Once signed, agreements are stored securely in the digital archive, with full traceability and compliance throughout the contract lifecycle.
Minna Hirvonen works in content marketing at Visma Solutions. She values useful and informative written content, she became a content creator back in 2004 to help curious readers find the answers they’re looking for in digital channels.
